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Quarterly Tax Deadlines

Important due dates for estimated quarterly tax payments for self-employed individuals and businesses.

If you're self-employed, a freelancer, or have income not subject to withholding, you're generally required to make estimated quarterly tax payments to the IRS.

2025 Quarterly Tax Deadlines

Q1

January 1 - March 31

Due Date: April 15, 2025

Q2

April 1 - May 31

Due Date: June 16, 2025

Q3

June 1 - August 31

Due Date: September 15, 2025

Q4

September 1 - December 31

Due Date: January 15, 2026

Who Needs to Make Estimated Tax Payments?

You generally need to make estimated quarterly payments if you expect to owe at least $1,000 in taxes when you file your return and:

  • You're self-employed (freelancer, contractor, business owner)
  • You have significant investment income (dividends, capital gains, interest)
  • You have rental income from properties
  • You receive retirement or pension income without withholding
  • You have side income (gig work, consulting, etc.)

How to Calculate Your Quarterly Payments

Safe Harbor Rule: To avoid underpayment penalties, pay the smaller of:

  • • 90% of your current year's tax liability, or
  • • 100% of your previous year's tax liability (110% if income > $150,000)

Divide this amount by 4 to get your quarterly payment amount.

Important Notes

  • Pay on time: Late payments may incur penalties and interest.
  • Payment methods: Pay online via IRS Direct Pay, EFTPS, or mail a check with Form 1040-ES.
  • Adjust as needed: If your income changes, adjust your remaining quarterly payments.
  • State taxes: Many states also require quarterly estimated payments—check your state's requirements.

Calculate Your Quarterly Payments

Use our self-employment tax calculator to estimate your quarterly payment amounts.

Self-Employment Tax Calculator

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